Welcome First Time Home Buyers! Jim Bobo Real Estate can assist you through the entire home buying process and point out the pitfalls to beware when purchasing homes in the Greater Charleston, SC area. We can also put you in touch with some bankers and mortgage brokers skilled in helping you get the best loan available – even if you need to repair your credit first.
You can get a good working knowledge of the home-buying process in minutes at HUD’s website.
The most important thing to start with is to get pre-qualified! Why? First, any issues with your credit report need to be taken care of first, and pre-qualifying will bring any deficiencies to your attention. We have some great mortgage brokers skilled in helping you raise your credit score. Second, you need to know what price range to shop. It does you no good to shop in the $500,000 price range when the maximum you can afford is $250,000.
Jim Bobo Real Estate can provide some great local mortgage sources who can help get you pre-qualified immediately.
Here’s a great resource offering first time home buyers loans: the South Carolina State Housing Finance and Development Authority (SC State Housing) and its statewide housing partners.
“S.C. State Housing is comprised of eight core programs which collectively work to advance the agency’s mission to create quality, affordable housing opportunities for the citizens of South Carolina”. Learn more by visiting their website:
We have many more resources we’d be happy to share with you, and our buyer services are 100% free of charge.